Buy Your Next Home with a 1% Out-of-Pocket Commission Cap
Full-service buyer representation — and in most transactions, buyers pay $0 thanks to seller-paid commissions.
Why Buy with HouseSavings.com
Buying a home can be complex — you may see many homes, prepare multiple offers, and manage inspections, financing, and closing. Working with a dedicated buyer’s agent ensures you have expert guidance every step of the way.
With HouseSavings.com, you get full-service support with transparent, modern pricing. Your out-of-pocket buyer agent cost is capped at 1% of the purchase price. In most transactions, you pay $0, because seller-paid commissions typically cover your cap.
How Our Buyer Representation Works
Your Out-of-Pocket Buyer Agent Cost Is Capped at 1%: Our Buyer Agency Agreement discloses our standard broker fee, but we cap your out-of-pocket cost at 1% of the purchase price — never more
Who Usually Pays: In the vast majority of transactions, the seller offers compensation to the buyer’s agent. If the seller offers 1% or more, it fully covers your cap — meaning you owe $0.
If the Seller Offers Less Than 1%: In rare cases where the seller’s offer is less than 1%, we will disclose and discuss any shortfall with you in advance, so you know exactly what you may need to pay.
Transparency From day one: Before showings begin, you’ll review the Buyer Agency Agreement with straightforward terms — including how your 1% cap works on each property.
Your Step-by-Step Guide to Buying a Home
Buying a home doesn’t have to be overwhelming. With HouseSavings.com, you’ll get unlimited showings, expert local support, and modern techonology – all with a clear 1% out-of-pocket maximum for buyer representation.
STEP 1
Find a home
Search homes on HouseSavings.com in our service areas and request a tour when you’re ready. Create a free account to save favorites, set saved searches with instant alerts (new matches & price drops), and request showings in one click. Already have a property in mind? Skip to Step 2.
STEP 2
Intro call + buyer agreement (required before tours)
We walk you through our buyer agency contract, including your capped 1% out-of-pocket cost and how seller-paid commissions work.
STEP 3
Get pre-approved (fast)
If you haven’t already, get a quick pre-approval so your tours and offers carry more weight. We can point you to reliable lenders. You will need to have a pre-approval letter before submitting any offers.
STEP 4
Schedule Showings
Choose the homes you want to see, and we’ll schedule access. A licensed showing partner or HouseSavings.com agent will meet you at the property and handle everything securely.
STEP 5
Make an offer
Tell your HouseSavings.com agent you’re ready. We draft the purchase agreement, explain terms in plain English, and structure a competitive offer.
STEP 6
Contingencies & negotiation
We help you choose the right protections (inspection, financing, appraisal), then negotiate price, credits, and timelines—so you always know where you stand.
STEP 7
Under contract: inspections, appraisal, title
We coordinate vendors, track deadlines, and keep you updated at each milestone.
STEP 8
Clear to close, walkthrough, closing & keys
We review your Closing Disclosure, schedule the final walkthrough, and guide you through signing day. You get the keys—and we’re here for post-closing questions.
What You Pay
(Clear & Transparent)
- Your out-of-pocket Buyer Agent cost is capped at 1%
- Most of the time, that cost is covered by the seller’s offer.
- You will never be surprised by hidden fees — we commit to full disclosure of any potential out-of-pocket expense in writing before you proceed.
What’s Included in Our Buyer Representation
- Dedicated licensed buyer’s agent
- Streamlined home search support (save favorites, saved searches, instant alerts)
- Offer strategy & purchase-agreement drafting (included with your showing fee)
- Contingency planning (inspection, financing, appraisal)
- Negotiation on price, credits, and timelines
- Contract-to-close coordination (deadlines, communication, checkpoints)
- Closing preparation and move-in checklist
Ready to Find Your Dream Home? Get Started Today!
Your next home is out there. Start your search today and get expert support. Let’s find your perfect home together.